Unlocking Digital Potential: HabariPay’s First Impact Report Highlights Industry Transformations

HabariPay Limited, the fintech subsidiary of Guaranty Trust Holding Company Plc, has launched its first-ever *HabariPay Impact Report 2025*, offering stakeholders an in-depth overview of the company’s journey, technological advancements, business milestones, and influence within Nigeria’s digital payments ecosystem.
The report chronicles HabariPay’s evolution from a nascent fintech start-up to a leading provider of payment infrastructure solutions in Nigeria. It details the strategic decisions, investments, and innovations that have propelled its growth, while emphasising its vital role in enabling digital commerce, supporting merchants, and expanding financial inclusion through cutting-edge technology.
Highlighting strong financial and operational achievements, the report also showcases the rapid development of the Squad platform and the robust infrastructure supporting payment acceptance, switching, transfers, merchant services, and value-added solutions. Furthermore, it explores how innovation, talent cultivation, and strategic partnerships have underpinned the company’s success.
Commenting on the launch, Eduofon Japhet, Managing Director of HabariPay, stated: “As a technology-driven company, we believe that impact extends beyond financial performance. It is reflected in the businesses we enable, the merchants we support, the infrastructure we build, and the opportunities we create for the next generation of innovators. The HabariPay Impact Report 2025 captures this journey and demonstrates our commitment to creating sustainable value for customers, partners, and the broader economy.”
She further remarked: “The HabariPay Impact Report 2025 represents more than a reflection of our achievements; it is a testament to the deliberate investments we have made in building sustainable payment infrastructure, empowering businesses, fostering innovation, and creating long-term value for our stakeholders. As we look ahead, we remain committed to expanding our capabilities, deepening our impact, and shaping the future of digital payments through secure, scalable, and inclusive solutions.”
The report also highlights HabariPay’s investment in innovation through initiatives such as the Take on Squad Hackathon and the Squad Hackademy, programmes dedicated to nurturing future technology talent and developing practical solutions to real-world challenges.
Looking forward, the publication sets out the company’s vision for the future, including continued investments in payment infrastructure, merchant solutions, and digital innovation—integrating intelligent technologies that will define the next era of financial services.
To access the HabariPay Impact Report 2025, please click the below: https://squadco.com/impact-report/